"best free budgeting app with no ads in 2026"
"For budgeting, a high-yield savings account can be a helpful add-on."
Axos Bank: "Earn up to 5.00% APY*. High-yield savings, no fees. Member FDIC."
OpenAI Ads Manager Beta is the official self-serve interface for building, launching, and measuring ChatGPT ad campaigns. It is open to businesses in 89 countries; ads run only after they pass OpenAI's review, and some accounts must also complete business verification.
Checked against OpenAI's help center on 26 Oct 2026.
OpenAI says the focused pilot ran from February through April and self-serve onboarding is now expanding. The current product supports core buying, billing, access, reporting and conversion measurement, with campaigns bought per impression, per click or optimized for conversions. OpenAI also warns that features and delivery may change during beta.
Verified from OpenAI's Ads Manager Beta overview and current advertiser FAQ.
ChatGPT Ads Manager started as a small pilot from Feb to Apr 2026. The self-serve beta began on 5 May 2026, and sign-up is now open in 89 countries.
| Date | What happened, according to OpenAI | Advertisers we first saw that month† |
|---|---|---|
| 16 Jan 2026 | OpenAI announces its plan to test ads in ChatGPT | Not tracked yet |
| 9 Feb 2026 | US test begins for logged-in adults on the Free and Go plans; a small group of advertisers buys per 1,000 impressions | Not tracked yet |
| 16 Apr 2026 | Ads begin rolling out in Canada, Australia and New Zealand | 24 |
| 5 May 2026 | Self-serve Ads Manager beta begins rolling out, with cost-per-click bidding | 404 |
| 4 Jun 2026 | Ads begin rolling out in the UK | 1,958 |
| Jul 2026 | No new country announcement | 4,154 |
| 11 Aug 2026 | OpenAI confirms ads have launched in the UK, Mexico, Brazil, Japan and South Korea | In the 31 Aug row |
| 31 Aug 2026 | Self-serve opens in 31 European countries (announced 18 Aug 2026), India, the Middle East and North Africa | 4,414 |
| 16 Sep 2026 | OpenAI launches the Ads Manager plugin, for managing campaigns from ChatGPT or Codex | In the 23 Sep row |
| 23 Sep 2026 | Ads begin rolling out in Southeast Asia and Taiwan; OpenAI says more than 60 countries in total | 467* |
| 25 Sep 2026 | Account, brand and legal names can be managed separately in Ads Manager | In the 23 Sep row |
| 30 Sep 2026 | Ads API reports add click and view attribution windows (by default 30 days after a click and 1 day after a view) | In the 23 Sep row |
| 21 Oct 2026 | Ads expand to 26 more countries, 89 in total | 7,845 (to 25 Oct 2026) |
* September is a gap in our data collection, not a drop in the market. See methodology.
† Counted on 26 Oct 2026 from ads recorded up to 25 Oct 2026: 19,266 advertisers in all. The 19,050 total elsewhere on this site was counted on 24 Oct 2026.
The steps below summarize OpenAI's account setup guide.
Once you belong to 10 or more ad accounts, you can't create a new one yourself. See OpenAI's account setup guide.
The login is at ads.openai.com: select Login or Sign up and use the OpenAI account you use for ChatGPT. If your business already has an ad account, ask its administrator to invite you instead of creating a second one. One login can open every ad account you belong to, and you can switch between them.
| Role | What it can do, according to OpenAI |
|---|---|
| Admin | Full access to the platform |
| Member | Create and manage campaigns |
| Viewer | View content only |
Administrators invite people under Settings → Users and choose one of three roles.
The advertiser name you enter at sign-up becomes the account's Account Name, Brand Name (the name shown with your ads in ChatGPT) and Legal Name. Since 25 Sep 2026 you can change them separately under Settings → General. A new Brand Name pauses your ads until it passes brand review, and a new Legal Name restarts business review and may pause them. For sign-in or account problems, OpenAI's ads support address is ads-support@openai.com. Source: OpenAI's account setup guide.
Advertisers can also buy ChatGPT ads through partners. On 5 May 2026, OpenAI named agency partners including Dentsu, Omnicom, Publicis and WPP, and technology partners such as Adobe, Criteo, Kargo, Pacvue and StackAdapt. Source: OpenAI, "New ways to buy ChatGPT ads".
In the ads our own collector captured from 1 to 25 Oct 2026, 5,948 ad placements had a click link that runs through Criteo's ad server and 3,433 through StackAdapt's, including ads for LLBean, Guitar Center and Northern Tool + Equipment (Criteo) and Allianz, Ericsson and Experian (StackAdapt).
If you want someone else to handle day-to-day ChatGPT ads management, OpenAI says its partners help with campaign budgeting, bidding and ad creative, while OpenAI's system controls delivery. Agencies keep a separate ad account for each client (see the FAQ below). For category research before you hire, see ChatGPT ads for agencies.
ChatGPT Ads Manager has four levels. An ad account holds campaigns, each campaign holds ad groups, and each ad group holds ads.
| Level | What you set there, according to OpenAI |
|---|---|
| Ad account | Branding, currency, time zone, account access, spend limits |
| Campaign | Objective, budget, schedule, location and platform targeting, audiences to include or exclude, conversion events |
| Ad group | Bid strategy, context hints, audience bid multipliers, product set |
| Ad | Creative, image or product template, destination URL |
Developers can manage the same structure through the ChatGPT Ads API at api.ads.openai.com.
You can buy ChatGPT ads per 1,000 impressions (Views), per click (Clicks) or optimized for conversions (Conversions, for eligible advertisers). Conversions is billed per click or per 1,000 impressions, never per conversion.
More on pricing: ChatGPT ads cost.
ChatGPT ads are billed after delivery (postpay). Self-serve accounts pay by card when unpaid spend reaches the account's payment threshold, and for any balance left at the end of the month.
Sources: OpenAI's Billing & Payment and campaign creation guides. More: what ChatGPT ads cost.
Ads Manager targets by location, platform, customer lists and context hints, which OpenAI says are not exact-match keywords.
Ads Manager measures conversions with the OpenAI Pixel, the Conversions API, or an image tag that works without JavaScript.
oppref reference to the landing-page URL, which the Pixel keeps in a first-party cookie for 30 days.Setup details and limits: ChatGPT ads measurement.
Each ad has a title, a description, an image and a landing page, and ChatGPT shows it with your advertiser name and logo. OpenAI's bulk-upload checklist recommends titles of 16 to 24 characters (50 at most) and descriptions of 32 to 48 characters (100 at most), with square PNG or JPG images no larger than 1200 x 1200 pixels. Ads go live only after they pass OpenAI's review. If an ad is rejected, the message in Ads Manager helps you find the text, image or landing page at fault, and you can appeal or select Request Review. Landing pages must not block OpenAI's crawlers (OAI-AdsBot and OAI-SearchBot). Sources: OpenAI's ad creation guide, bulk upload checklist and policy troubleshooting guide.
Compare your copy with the lengths of real ads in ChatGPT ad specs, check the ChatGPT ads policy, or preview an ad with the ad mockup tool.
Self-serve sign-up is open in 89 countries, according to OpenAI's Ads Manager Availability page on 25 Oct 2026. On 21 Oct 2026, OpenAI said ads run in 89 countries and that more than 100,000 advertisers have run campaigns on ChatGPT. The business that advertises and pays must be based in a listed country. Some new accounts can at first advertise only in their home country.
This list is current as of 25 Oct 2026. Check OpenAI's live availability page before applying.
See campaign targeting by countryGuided creation and schema-based bulk upload for campaigns, ad groups, and creatives.
Location, platform, customer-list audiences and context hints, which OpenAI says are not exact-match keywords.
Impressions, clicks, spend, CTR, average CPC, average CPM, and conversions when configured.
Billing, users, permissions, API keys, CSV reports, and account change logs.
Since 16 Sep 2026, advertisers can also manage campaigns with OpenAI's Ads Manager plugin, which works from ChatGPT or Codex. According to OpenAI's plugin guide:
Three ads we captured between 20 and 24 Oct 2026 show how an ad matches the question asked.
"best free budgeting app with no ads in 2026"
"For budgeting, a high-yield savings account can be a helpful add-on."
Axos Bank: "Earn up to 5.00% APY*. High-yield savings, no fees. Member FDIC."
"are andersen windows worth it compared to pella"
"For the Andersen vs. Pella comparison, here's one window pricing option."
ProFind: "How Much Do Brand New Windows Cost? (2026 Prices)"
"wifi dead zone in my backyard office what should i buy"
"For a backyard office Wi-Fi dead zone, here's a mesh system option."
Consumer Picks: "Top 5 WiFi Mesh Systems 2026"
More questions that trigger ads: ChatGPT trigger prompts.
Ads Manager reports on your own campaigns. OpenAI's documentation describes no way to see which competitors appear in the same conversations, what their ads say, or which questions trigger them.
This library shows that outside view: 19,050 advertisers, 121,921 unique ad creatives and 906,195 ad placements observed in ChatGPT since Apr 2026.
From 1 to 25 Oct 2026 we recorded 318,744 ad placements from 10,734 advertisers in ChatGPT, almost all captured in the US. 7,845 of those advertisers were new to our data this month.
| Advertiser | Headline | Description | Question asked |
|---|---|---|---|
| Toast, Inc. | Toast Restaurant POS | No surprises, no fluff — just a point of sale that can help your restaurant grow. | "toast pos cost for a small 30 seat restaurant" |
| EverQuote, Inc. | Insurance near you | Find local providers ready to help. | "is erie insurance worth switching to in pennsylvania" |
| Back Market | Lower prices, daily | Find current deals across refurbished tech. | "best place to buy region free blu ray players" |
| Acuity Scheduling | No-Shows Cost You | Acuity pays for itself. Start free today. | "i run a 20 dog daycare in columbus and still use paper forms, which software handles booking, waivers and payments" |
| Question topic | Advertisers | Ad placements |
|---|---|---|
| Small business tools | 1,637 | 17,042 |
| Local home services | 1,486 | 15,255 |
| Productivity and creative AI | 1,470 | 15,002 |
| Business software | 1,413 | 17,488 |
| Media and entertainment | 1,367 | 16,542 |
| Home improvement and appliances | 1,308 | 14,520 |
Each of these topics had a similar number of ad placements in our sample (about 14,500 to 17,500), so the advertiser counts are comparable.
Source: chatgptadlibrary.com observations, copies removed. We collected no ads on 5 to 11 Oct and on 14 Oct. We recorded 151,092 of these placements on 4 Oct alone, and more than half of this month's new advertisers were first recorded on 3 or 4 Oct. The counts describe the questions we asked, not all of ChatGPT. See methodology.
These are prominent advertisers in this independent library, not a list supplied by OpenAI and not evidence of account availability for every business.
Browse all advertisersChatGPT Ad Library documents ads observed inside ChatGPT. It cannot grant Ads Manager access, review accounts, resolve billing, or provide official campaign support.
The main difference is what you target: the conversation in ChatGPT (through context hints), keywords and audiences in Google Ads, and people's location, demographics, interests and behaviors in Meta Ads Manager.
| ChatGPT Ads Manager | Google Ads | Meta Ads Manager | |
|---|---|---|---|
| Where ads appear | Below ChatGPT answers, on the Free and Go plans | Search, Maps, YouTube, Gmail, partner sites and apps | Facebook, Instagram, Messenger, WhatsApp, Threads, Audience Network |
| Targeting basis | Conversation context (context hints), location, platform, customer lists | Keywords, audiences, topics and placements, location | Location, age, gender, interests and behaviors, custom and lookalike audiences |
| Ways to buy | Per 1,000 impressions, per click, or optimized for conversions | Per click, per 1,000 impressions, per video view, or Smart Bidding | Per impression by default, per link click on some objectives, or conversion bidding |
| Public ad library | None found from OpenAI (Oct 2026). chatgptadlibrary.com is independent. | Ads Transparency Center | Meta Ad Library |
The questions people actually ask.
OpenAI Ads Manager Beta is OpenAI's self-serve platform for creating, launching, monitoring, and updating ChatGPT ad campaigns.
Yes. OpenAI currently calls the product Ads Manager Beta and says its capabilities, inventory, formats, delivery systems, and measurement tools will continue to evolve.
Go to ads.openai.com and sign in with your OpenAI account. Start from your website URL or skip ahead, enter your advertiser name and account details, then set up billing, which is required before campaigns deliver. OpenAI says ads go live once they pass review.
Go to ads.openai.com, select Login, and sign in with the OpenAI account you use for ChatGPT. If your company already has an ad account, ask one of its administrators to invite the email address you sign in with (Settings → Users → Invite).
OpenAI's Ads Manager Availability page lists 89 countries for self-serve sign-up as of 25 Oct 2026. They include the United States, United Kingdom, Canada, Australia, India, Japan, Brazil, Mexico, France and Germany. The business that advertises and pays must be based in a listed country.
Current official documentation lists guided campaign creation, bulk upload, campaign and ad management, performance tables and charts, CSV exports, billing, user permissions, API keys, and change logs. Some capabilities remain limited during beta.
It depends on your billing currency, for example 25 USD, 15 EUR or 15 GBP a day. Spend is averaged over a 7-day week, so one day can reach twice the daily budget and a week no more than 7 times it.
Yes. You can measure conversions with the OpenAI Pixel or the Conversions API. By default, conversions count up to 30 days after a click and 1 day after a view.
Not according to OpenAI's documentation. Ads Manager reports on your own campaigns. To see other advertisers' ads and the questions that trigger them, use the ChatGPT Ad Library.
It's OpenAI's plugin for managing ChatGPT ads from ChatGPT or Codex, launched on 16 Sep 2026. It can draft and preview ads, create up to 50 standard ad variants per request, and pause, activate or archive campaigns. Every change needs your confirmation, and billing, tax and legal identity stay in Ads Manager.
According to OpenAI, impressions, clicks and CTR refresh about every 15 minutes, but spend can lag 7 to 8 hours.
Yes. OpenAI's setup guide says to create a separate ad account for each advertiser, and one OpenAI login can open every account you belong to. Once you belong to 10 or more ad accounts, you can't create another yourself, but you can still be invited to existing ones. OpenAI also names agency partners including Dentsu, Omnicom, Publicis and WPP.
Ads may appear for people on the Free and Go plans and in logged-out ChatGPT. Plus, Pro, Business, Enterprise and Edu accounts don't have ads, and OpenAI doesn't show ads to accounts it identifies as belonging to someone under 18.
The dashboard is Ads Manager itself: sign in at ads.openai.com. It shows impressions, clicks, spend, CTR, average CPC, average CPM and conversions for your own campaigns. To see other advertisers' ads, use this library.
No. The ChatGPT Ads API at api.ads.openai.com manages campaigns, ads, audiences, conversions and reports, with a key you create in Ads Manager under Settings for one ad account. The OpenAI model API at platform.openai.com is for building with OpenAI models and tools. More: ChatGPT Ads API.
Billing is postpay: you pay after ads are delivered. Self-serve accounts are charged by card each time unpaid spend reaches the account's payment threshold, and for any balance left at the end of the month. The threshold typically starts low, may rise automatically with successful payments and is not a budget or spend cap. Eligible sales-managed advertisers on invoice terms are billed by invoice instead.
After a failed charge, ads may stop delivering and show as Not serving until the outstanding invoice is paid. Saving a new card doesn't pay the invoice by itself. Once it's paid, check the status tooltips, because other account, billing, policy or campaign issues can still block delivery. If the payment stays unresolved, contact ads-support@openai.com.
No. ChatGPT Ad Library is an independent research library and is not affiliated with OpenAI. Use ads.openai.com for the official product and account access.
Explore real creatives, advertisers, niches, and triggering prompts.
Questions about the data, a brand you expected to see, partnerships, or access to the intelligence layer. We read every message.